Application-only · 3-5 partners per quarter

5 closed deals a month by Day 90 —
or we keep working free until you hit it.

A done-for-you marketing stack for serious Southern California realtors. AI in your voice runs 24 lanes — paid ads, organic, your database, your inbound calls and texts — 24/7. You sell houses. We handle everything else. Right-fit partners don't pay for it.

No cost to qualified partners No long-term contract 90-day performance guarantee*
NMLS 314880Licensed broker
CA DRE 01444600Licensed agent
23 yearsin mortgage lending
SoCalLA · SD · Inland Empire
What you actually get

Three engines that print deals while you sleep, show, and close.

These are the 3 fastest-impact, biggest-compounding systems in the partner stack. They produce results in 7-30 days and keep getting stronger every month. There are 21 more — but those we save for the partner interview.

1

The Database AI Engine

Your past clients stop slipping to other agents — starting Day 7. AI in your voice runs your entire database forever. Birthdays, refi windows, listing updates, life-transition triggers. Wed and Sat utility touches. Never tires. Never forgets.

Day 7
first reactivation reply
typical first deal Day 14-21
2

The AI Frontline

Every lead you already get converts 30-50% better. Day 1. AI Receptionist screens every inbound call 24/7. AI Listing Rep answers every listing inquiry with that listing's KB. AI SMSer never misses a text. Multiplies every other lane.

Day 1
number ports + AI live
conversion lift is permanent
3

The Local Authority Engine

You become THE [city] expert in 90 days. No content creation. No social treadmill. AI-generated content in your voice across LinkedIn, Instagram, Facebook, your authority hub, programmatic SEO. Buyers and sellers find you when they Google. You sell houses. We handle visibility.

Day 90
SEO + authority compound
permanent moat, monthly stronger
If any of this sounds familiar

You're already great. You just don't have enough at-bats.

Pain 01

I'm tired of paying for shit leads. Zillow leads have already talked to 5 agents before I see them.

How we solve it

Meta buyer-side ads with niche local offer pages. Our cost per lead is $3-7 when most agents pay $50-150. AI screens every one before it ever hits your phone. You stop chasing leads. You start picking who you work with.

Pain 02

My past clients should be my goldmine. Half of them used somebody else last time. I just couldn't keep up.

How we solve it

The Homeowner Relationship Ecosystem — AI in your voice running your entire database. Wed and Sat utility touches forever. Life-transition triggers fire automatically. Your database becomes the moat, not the leak.

Pain 03

I see team agents everywhere. I can't keep up with the content treadmill. I have to actually sell houses.

How we solve it

Our content research agent finds the top-performing pieces in real estate every week and re-renders them in your voice across every platform. 15 pieces a week. You touch nothing. Authority hub + programmatic SEO make you the local expert without lifting a finger.

Pain 04

I close 1 in 3 when I get in front of someone. I just can't get enough people in front of me.

How we solve it

24 lanes feeding qualified inbound. AI Frontline works them 24/7. You get 10x the at-bats without 10x the hours. By Day 90 your problem flips from "not enough leads" to "not enough time" — and that's a problem we also solve.

What's behind the curtain

The 3 above are the foundation. We run 21 more systems for partners who pass the Fit Assessment. Including:

  • 🔒The lane currently producing the most deals per dollar in our network. Too valuable to publish.
  • 🔒The buyer-lead architecture that gets us $3-7 leads when other agents pay $50-150. Specific platforms, specific creatives, specific audiences.
  • 🔒The partnership that turns marketing from a cost center into a profit center. The 2-for-2 reciprocity model that pays partners back.
  • 🔒The content engine publishing 750 pieces a week across our entire network — every single piece in the individual partner's voice.

We show those in the partner interview. Not before. If we publish them here, every agent in California copies them by Friday.

We don't work with everyone

We take 3-5 partners per quarter. Here's who fits.

Wrong-fit partners pay for the system. Right-fit partners get it free in exchange for preferred-lender on closings. The Fit Assessment filters before the call — saves your time and ours.

→ Right fit

You're who we're looking for if:

  • You're full-time in real estate — not a side hustle
  • You've done 8-15+ deals on your own this year already
  • You're in love with the business. You talk about deals like a craftsman, not a complainer.
  • You're capable. When given a playbook, you execute.
  • You have 1+ year in your primary Southern California market
  • You're willing to make us your preferred lender on what we close together
→ Not a fit

Don't apply if:

  • You're part-time or just got licensed
  • You're looking for someone else to do all the selling for you
  • You locked your lending with another bank you can't move
  • You won't follow a playbook that's already produced results
  • You're outside Southern California (LA · SD · Inland Empire)
  • You want every system spelled out before applying
Proof, not promises

The systems are live. The math is real.

98/98
past-client emails delivered Day 1 of test cohort. Zero errors. The AI Emailer is operational.
$3–7
Meta buyer-lead cost. Industry standard is $50-150. Locked methodology, not luck.
23 yrs
in mortgage. NMLS 314880. CA DRE 01444600. This is not someone learning on your business.
24/7
AI Receptionist live right now on (818) 308-1041. Call it. That's what runs your inbound.
The Fit Assessment

90 seconds. 6 questions. We respond within 24 hours.

If you're a fit, the AI books you a 20-minute call with Nick on his calendar. If you're not, we'll tell you why — and we'll tell you what to fix so you are next quarter.

Take the Fit Assessment
No cost to qualified partners No long-term contract 90-day performance guarantee*

*The performance guarantee is tied to tracked partner-side engagement and conversion. Partners who execute the playbook in full (lead response within agreed windows · appointment-show · playbook adherence · preferred-lender placement) get continued service at zero additional cost until the 5-deals/month target is reached. Partners who miss tracked execution thresholds void the guarantee at our discretion. Individual results vary based on market, timing, inventory, rates, and partner execution. Specific thresholds, response windows, and dispute resolution detailed in the Partnership Agreement. See full terms in the footer.

Common questions

The straight answers.

If this works, why is it free?
It's not free — it's traded. Right-fit partners give us preferred-lender on what we close together. The lending economics make the marketing investment pay back many times over. Wrong-fit partners pay full freight. The assessment filters which one you are.
What's the 90-day performance guarantee?
It's a performance guarantee — it's tied to YOUR tracked execution.

If you've executed the playbook in full — defined as: (a) responding to every qualified lead we deliver within the agreed response window, (b) attending all booked appointments, (c) following the documented closing playbook on each opportunity, (d) maintaining the agreed preferred-lender placement on closings — and you're not at 5 closed deals/month run-rate by Day 90, we keep working at zero additional cost until you hit it.

If you don't execute — missed appointments, slow lead response, refusing playbook elements, breaking the preferred-lender agreement — the guarantee voids. Tracked engagement and conversion on your end is what makes the math work. We do our part. You do yours. We both win.

Specific thresholds (response-time windows, appointment-show rate, playbook adherence checkpoints) are documented in the partnership agreement before any work begins. Transparency both directions.
How long is onboarding?
Your total mandatory time is about 2.5 hours. Voice-clone interview (45 min), brand sign-off (30 min), preferred-lender paperwork (30 min), and a handful of approvals along the way. Everything else we build and run on our side.
Will leads know they're talking to AI?
No. The AI is voice-cloned from your sent emails and recorded calls. It speaks like you, writes like you, and only uses the things you actually say. The leads who get to a phone call talk to you (or your team). The AI does the heavy lifting in between.
What if I'm already locked into another lender?
Then we're not a fit right now. The preferred-lender slot on what we close together is how the math works. If your hands are tied, the assessment will catch it and we'll part friendly. Reapply when you're free.
Who's behind this?
Nick Nagy. 23 years in mortgage. NMLS 314880. CA DRE 01444600. Xpert Home Lending + Xpert Home Realty. Based in Southern California, working primarily LA, San Diego, and the Inland Empire.
💬 Text the AI live · (818) 308-1041